Imagine there is a bank which credits your account each morning
    with $86,400, carries over no balance from day to day, allows you to
    keep no cash balance, and every evening cancels whatever part of the
    amount you had failed to use during the day.

    What would you do?

    Draw out every cent, of course!

    Well, everyone has such a bank. Its name is TIME. Every morning, it
    credits you with 86,400 seconds. Every night it writes off, as
    lost, whatever of this you have failed to invest to good purpose. It
    carries over no balance. It allows no overdraft.  Each day it opens
    a new account for you. Each night it burns the records of the day. If
    you fail to use the day's deposits, the loss is yours.

    There is no going back. There is no drawing against the "tomorrow".

    You must live in the present on today's deposits. Invest it so as
    to get from it the utmost in health, happiness and success!

    The clock is running. Make the most of today..

    To realize the value of ONE YEAR
    Ask a student who has failed his exam.

    To realize the value of ONE MONTH
    Ask a mother who has given birth to a pre-mature baby.

    To realize the value of ONE WEEK
    Ask an editor of a weekly newspaper.

    To realize the value of ONE DAY
    Ask a daily wage laborer who has ten kids to feed.

    To realize the value of ONE HOUR
    Ask the lovers who are waiting to meet

    To realize the value of ONE MINUTE
    Ask a person who has missed the train.

    To realize the value of ONE SECOND
    Ask the person who has won a silver medal in
    Olympics.

    Treasure every moment that you have!
    And treasure it more because you shared it with someone special..
    special enough to have your time... and remember time waits for no
    one.